Dr.Gina J. Lowdermilk

This webinar will provide insight and considerations for a financial institution to ensure that its regulatory compliance training efforts are adequate and appropriate for its institution. Additionally, it will provide suggestions and recommendations to consid ...

Although financial institutions have been managing BSA operations per the regulation requirements, the change in focus to BSA audits have been coming increasingly important. Regulators look to the Bank for assurance and evidence that BSA operations are being a ...

Most credit reporting disputes are handled through the e-OSCAR/ACDV system, which has had recent updates that affect data furnishers' legal obligations in regard to these disputes. This is an active area of litigation and regulatory scrutiny that is consistent ...

Fair lending is the practice outlined in the Fair Housing Act of 1968. It prohibits lenders from discriminating against borrowers on the basis of race, color, national origin, religion, sex, familial status, or physical handicap. Understanding what the current ...

The Servicemember’s Civil Relief Act (SCRA) provides certain legal protections from collection activity for any customer that has been called to active duty or active service. Servicemembers may also be eligible for interest rate reductions and suspension of a ...

The Fair Credit Reporting Act (“FCRA”) governs the collection, assembly, and use of consumer report information and provides the framework for the credit reporting system in the United States. The FCRA regulates the practices of consumer reporting agencies (“C ...

Financial institutions are required to be compliant with BSA rules and regulations. Such compliance needs to be well documented and consistent to ensure financial institutions avoid BSA violations and implications. Financial institutions’ BSA Programs must have adequ ...

A Look At Some Of The Hot Topics And Issues Regarding The AML Environment In 2018, And What Is On The Horizon For 2019. The financial environment changes constantly to address new issues and concerns regarding AML. In 2018, AML addressed changes and challenges, and ...

Most credit reporting disputes are handled through the e-OSCAR/ACDV system, which has had recent updates that affect data furnishers' legal obligations in regard to these disputes. This is an active area of litigation and regulatory scrutiny that is consistently bein ...

This 60-minute webinar will summarize the importance of performing BSA/AML/OFAC risk assessments properly. It will discuss the various components needed in order to implement an effective risk assessment, as well as, what is needed to maintain an appropriate risk ass ...